Today, I decided to call some companies and harass them for a change. Here are my results:
1. Credit card company: There's a little song and dance we go through to get the interest rate lowered. Last time I called, they lowered my rate from $15% to 9.95%. Now it's at 0%. Excellent! And they raised my limit without asking. Hmm. I'm not sure if that's a good thing.
2. TiVo: I initially called to cancel because we have the Comcast DVR (which I don't really like but it's cheaper than TiVo) and after being transfered multiple times, I finally got to an "authorized party". Long story short (this took about 15 minutes with all the transfers and holds), TiVo offered to lower my monthy rate from $13.95 ish to $6.95 forevah! Sweet. I'll take that deal.
And then I paid off a bunch of medical bills. Small triumphs obliterated!